Things needed for Mortgage
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Looking to buy a home? I am providing a list of things for a First Time Buyers to gather to better prepare for the loan process. 

Each Grant used and each loan has different requirements, however, I have found most lenders will need these Items:

1. Last 3 years W2's (Unless you have only worked 2 years)

2. Last 45 days pay stubs

3. Last 60 day Bank Statements

4. Letter from Landlord confirming Rent amount and length of time renting

5. If you have any late payments a letter explaining why this/these payments were late

These are just a few things you will need to collect. As every loan type and lender are different this list could include less or more.

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